JD offers Payl8r finance as an optional payment method for eligible purchases.
Payl8r is operated by Social Money Ltd and acts as the finance provider for applications made through its service.
If you choose Payl8r, you will provide information required for the finance application directly to Payl8r or through its application process.
Depending on the application, Payl8r may process information including:
Your name and contact details.
Date of birth and identity information.
Residential information.
Employment and income information.
Financial and affordability information.
Banking information where required.
Credit-reference and credit-history information.
Fraud-prevention information.
Identification documents where required.
Information relating to your finance agreement and repayments.
Payl8r may carry out credit, identity, affordability and fraud-prevention checks and may use automated systems as part of its application and credit-decision process.
JD does not make the Payl8r credit decision. Payl8r is responsible for deciding whether finance is available and for administering the finance agreement.
JD receives information reasonably necessary to administer the associated retail order, such as whether finance has been approved, the amount financed, transaction status and information needed to deal with cancellation, return or refund of the underlying goods.
VIEW PAYL8R PRIVACY INFORMATION